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Comparison

Prismfolio vs Kubera

Kubera is the right tool if you own a mix of crypto, real estate, collectibles, and brokerage accounts - it's designed for alternative-asset-heavy net worth tracking. At $199/yr, it's also a serious commitment.

Prismfolio is narrower: it goes deep on what's inside your brokerage accounts - sector exposure, fund look-through, and fee detection (historical stress scenarios are on the roadmap). If all you have is a brokerage account, Kubera is overkill and twice the price.

FeaturePrismfolioKubera
PriceFree extension + $99/yr list$199/yr (no free tier)
Traditional brokerage analysis✅ Deep - fund look-through, fees, scenarios✅ Holdings + net worth tracking
Alternative assets (crypto, real estate, gold, jewelry)❌ Not supported✅ Core strength
Fund look-through (see inside ETFs / mutual funds)✅ Full nested look-through❌ No
Fee detector (expense ratio → dollars lost)✅ Yes❌ No
Stress testing / scenarios⏳ Historical stress scenarios (coming), not a retirement Monte Carlo❌ No
Browser extension (no manual entry)✅ Reads Fidelity, Schwab, Vanguard directly❌ No extension
Net worth tracking✅ Portfolio balances✅ Full net worth incl. physical assets
Brokerage connectionsExtension + 1 Plaid connection (free); unlimited Plaid (Plus)Plaid + manual + 50+ integrations
Portfolio Health score✅ Yes❌ No
Investment advice❌ None - research and context only❌ None

Choose Kubera if…

  • You hold crypto, real estate, or physical assets alongside your brokerage accounts
  • You want a single dashboard for your entire net worth picture
  • You have 5+ financial institutions to connect

Choose Prismfolio if…

  • Your wealth is primarily in brokerage accounts (Fidelity, Schwab, Vanguard)
  • You want to know what's inside your funds - true sector exposure, not just ticker symbols
  • You want to see the 30-year dollar cost of your expense ratios
  • You don't want to pay $199/yr for features you don't need

Competitor pricing and features as of August 2026. See their sites for current terms.

The extension is free. No account or card required.

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