Disclaimers

Prismfolio provides tools to help you understand your own investment portfolio. Everything on this site and in the product, including portfolio scores, fee estimates, allocation analysis, trade-impact previews, and educational content, is provided for educational and informational purposes only. This page collects the disclosures that apply across Prismfolio; the shorter in-product notices you see elsewhere point back to the same disclosures below.

1Not Investment Advice

All content provided by Prismfolio, including portfolio scores, fee estimates, allocation analysis, and trade simulations, is for informational and educational purposes only. Nothing on this platform constitutes investment advice, a solicitation to buy or sell any security, or a recommendation to follow any particular investment strategy.

2Not a Registered Investment Advisor, Broker-Dealer, or Financial Planner

Vault and Compass, LLC is not a registered investment advisor, broker-dealer, or financial planner, and is not registered with the SEC or any state securities regulator. Nothing on this site should be construed as a solicitation or offer to buy or sell any security, or as a recommendation to engage a particular investment strategy.

3Data Accuracy and Third-Party Data

Portfolio data displayed on Prismfolio comes from two sources: information you provide through the browser extension's on-page extraction, and read-only account data synced through Plaid. Market prices, expense ratios, dividend yields, and other reference figures are supplied by third-party data sources and may be delayed, estimated, or incomplete. We make no warranty as to the accuracy, completeness, or timeliness of any data shown. You should verify any figure that matters to a decision against your brokerage's official records before relying on it.

4Estimates, Projections, and Simulations Are Hypothetical

Fee projections, trade-impact previews, and the individual components that make up a portfolio score are descriptive estimates built from the data available to Prismfolio at the time they are shown. They are hypothetical illustrations, not predictions of future results and not recommendations to take any action.

5Methodology Limitations

Prismfolio's scores and analyses simplify complex financial situations into a small number of factors. They may rely on estimated or benchmarked data, and they are not an exhaustive analysis of your financial position. They are one input among many, not a substitute for your own judgment or the advice of a qualified professional.

6Past Performance

Historical performance data shown in Prismfolio is for illustrative purposes only. Past performance is not indicative of future results.

7No Fiduciary Relationship

Use of Prismfolio does not create a fiduciary, advisory, or brokerage relationship between you and Vault and Compass, LLC or any of its affiliates.

8Third-Party Trademarks; No Affiliation

Fidelity, Charles Schwab, Vanguard, and other brokerage or product names referenced on this site are trademarks of their respective owners. Prismfolio is not affiliated with, endorsed by, or sponsored by any brokerage or fund company. Certain comparison pages on this site reference competitor products (for example, Empower and Kubera) for the purpose of factual comparison under nominative fair use; those names and marks belong to their respective owners.

9Consult a Professional

Before making any investment decision, you should consult with a qualified financial advisor who understands your personal financial situation, risk tolerance, and investment objectives.

10Relationship to Our Terms of Service

This page summarizes Prismfolio's disclosures. The full terms governing your use of the Service, including warranty disclaimers and limitations of liability, are in our Terms of Service.